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  • Despite a ₦647 Trillion Payment Surge, Nigeria’s Informal Sector Clings to Cash-First Habits

    Despite the rapid expansion of fintech, internet banking, and mobile payment solutions in Nigeria, cash continues to dominate transactions within the informal sector. According to...

    Despite a ₦647 trillion payment boom, Nigeria’s informal sector stays cash-first
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    Tech
    Despite the rapid expansion of fintech, internet banking, and mobile payment solutions in Nigeria, cash continues to dominate transactions within the informal sector. According to Moniepoint’s 2025 Informal Economy Report, only 25% of informal enterprises report that digital payments contribute to at least 10% of their overall income. This statistic highlights a striking contrast amid...
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  • Can Pesalink Become Kenya’s Ultimate Digital Payments Powerhouse?

    Transferring money within Kenya remains a complex process beneath its seemingly straightforward surface. Often, funds originating from a bank account must pass through a mobile...

    Pesalink wants to be Kenya’s “digital payments rail.” Can it pull it off?
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    Tech
    Transferring money within Kenya remains a complex process beneath its seemingly straightforward surface. Often, funds originating from a bank account must pass through a mobile wallet before reaching the intended merchant, with each step incurring fees and each platform fiercely protecting its own infrastructure. To address this, commercial banks introduced Pesalink, an instant payment system...
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  • 5 Game-Changing Updates PoS Operators Need to Know About CBN’s New Agency Banking Rules

    The Central Bank of Nigeria (CBN) has rolled out fresh regulations targeting agency banking providers and Point of Sale (POS) operators. This move is designed...

    5 big changes PoS operators must know about CBN’s new agency banking rules
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    Tech
    The Central Bank of Nigeria (CBN) has rolled out fresh regulations targeting agency banking providers and Point of Sale (POS) operators. This move is designed to bring order to the swiftly growing agency banking sector, which has seen a proliferation of operators nationwide over the last five years. Agency banking, facilitated largely by POS operators,...
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  • CBN Mandates Banks and POS Operators to Complete Full Migration to ISO 20022 Payment Standard by October 31

    The Central Bank of Nigeria (CBN) has mandated that all commercial banks, microfinance institutions, mobile money operators, and other authorized participants within the payment ecosystem...

    CBN orders banks, POS operators, others to implement full migration to ISO 20022 payment standard by Oct 31
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    Politics Today
    The Central Bank of Nigeria (CBN) has mandated that all commercial banks, microfinance institutions, mobile money operators, and other authorized participants within the payment ecosystem complete their transition to the ISO 20022 payment messaging standard by October 31. This directive was issued through an official circular signed by Rakiya Yusuf, Director of the Payments System...
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